Re: vapor barrier vs. the building inspector
I think your reasoning is flawed. It doesn't account for whether or not the HVAC system is creating a positive or negative pressure which affects the amount of infiltration of unconditioned air.
If I understood your correctly, your floor insulation is not hard up against the floor but is near the bottom of the floor trusses and there is an air space between the floor sheating and the insulation. If so, this pretty much causes the insulation to be completely ineffective. And, if this is the case, the foil backing on the insualtion is doing nothing but taking up space since it is not tightly sealed.
The end result is that you essentially have no floor insulation at all and that should be considered a code violation.
If you are using parallell chord trusses (with open webs), There is no good way to insulate the floor with batts. You need to use loose fill and hold it in place with something like netting.
If my understanding of your description is correct, I am guessing that you are likely sucking in crawl space air year round when the HVAC is running. This moisture (from the high humidity in the crawl space will be entering the interior of the house and will be worse in the summer. The insulation with the vapor barrier is probably totally ineffective. The moisture will also condence on the underside of the sheathing.
Also, you should note that not all NC counties are allowed to leave the vapor barrier off in the code. There is a chart of counties, which indicate which ones are allowed to leave off the vapor barrier.
You may have condensation on the underside of the floor in the summer and the existence of the insulation may slightly impede the drying however, the worse condition is that you have no effective insulation or vapor barrier and the insulation is required, and the vapor barrier may be required.
Since it is apparently so poorly installed, the fact that the vapor barrier is on the wrong side (according to the code) is a mute point.
I may have something twisted here but this is a good topic and worth discussing.
glenn
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